Archive for the ‘Car Leasing Information’ Category
Thursday, January 12th, 2012
Car leasing has emerged from relative obscurity to become one of the most popular forms of car finance in the UK in recent years. Despite this growth in popularity, many people are still unsure of what exactly leasing entails and how it works. One of the most frequent questions is: ‘what exactly am I paying for?’
The simple answer to this question is that, when leasing a car, you’re paying (on a monthly basis) for the use of the car over an agreed period – you don’t own the car at any stage of the agreement.
When the lease period is over, you hand back the keys to the leasing company and have the option of choosing a new, replacement vehicle. This arrangement may not suit everyone, but it does offer numerous benefits for people who like flexibility and want to update their car every few years.
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Tags:car finance, car leasing, contract hire, leasing a car
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Friday, January 6th, 2012
As we prepare to say goodbye to 2011 and usher in 2012, it’s always a good idea to plan ahead and set some goals for the next 12 months. One such goal might be to fund a new car – a brand-spanking new motor to start off the new year in style.
Planning ahead for a substantial purchase is always a good idea, especially in these times of tightened belts. It’s also important to get the most bangs for your buck, and looking at the car finance options open to you is one way to ensure that you get the best possible value for your money.
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Tags:Car finance options, car leasing, contract hire, PCP deals
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Tuesday, December 27th, 2011
Car leasing and Personal Contract Purchase (PCP) have become highly effective ways for people to get the keys to a new car. With the current financial climate creating difficult circumstances for many people, a new car can be seen as an extravagant expense. Many people hold onto their current car instead of upgrading to a new model, but as their car becomes older and begins to wear out it might begin to let its owner down. There are a variety of car finance options available to help you get a new car, but the expense can still be a barrier.
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Tags:Car finance options, car leasing, contract hire
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Tuesday, December 6th, 2011
Car leasing and PCP have proved to be the most popular methods of car finance in the UK in recent times, with over half the total new car sales in the UK last year being the direct result of car leasing and PCP deals. They have won many fans over with their favourable payment rates and ability to save money for those looking for a new set of wheels.
Some people may still be sceptical about these less traditional car finance options and the large amount of money that can be saved when choosing either of them. However, all you have to do is look at how the monthly repayments are calculated to understand why these make so much sense.
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Tags:car finance, car leasing, contract hire, contract hire and leasing, PCP deals
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Monday, November 28th, 2011
As a nation, we love the concept of ownership. We’re used to entering into long-term contracts like mortgages and loans in order to pay for our big, life-changing purchases – which is why a concept like car leasing can seem slightly unconventional.
However, it’s worth bearing in mind that car leasing and similar financing methods are fast becoming the most popular forms of car finance, and they can present significant advantages to you and your pocket.
Car leasing can work for people who want a car for their own personal use, or for businesses under the terms of contract hire. Car leasing can make new cars much more affordable, giving you access to a whole raft of models you may not otherwise have been able to afford under traditional car loan repayment terms.
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Tags:Car finance options, car leasing, contract hire
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Friday, November 18th, 2011
Looking for a new car can sometimes be a long and stressful process. A large number of factors must be considered, mainly around cost, before you can even contemplate looking at whatever new model may take your fancy. Many people believe that buying a car with cash is the best option, but car finance might just secure you a more expensive car on much more flexible terms.
Car finance has become very popular in the UK, and now accounts for over 80% of payments for new cars. Within the umbrella of car finance there are many varieties of flexible payment terms.
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Tags:car finance, car leasing, contract hire, pcp, personal contract hire
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Friday, October 28th, 2011
Throughout life there are few financial transactions more expensive than buying a new car. It’s an important decision that requires plenty of thought to make sure you pick the right vehicle for your needs.
However, how you pay for the car is also a significant decision which requires just as much forethought. Very few of us can afford to purchase a new car outright with cash, but luckily there are several different ways to pay for your new set of wheels through various car finance options.
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Tags:car finance, car finance deals, Car finance options, car leasing, contract hire
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Monday, October 17th, 2011
Car leasing is becoming an increasingly popular choice when it comes to individuals buying new cars for personal use, but what about car finance options for business users? Contract hire packages provide a great solution for companies and fleet buyers that need to obtain company vehicles, but there are some tax-related facts to bear in mind.
In recent years there have been changes to the tax structure, including that of VAT, which have done much to confuse companies with regard to company vehicle contract hire. Thankfully, there are ways that these taxes can be postponed or even avoided if companies play their cards right.
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Tags:car finance, car leasing, contract hire
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Wednesday, October 5th, 2011
There are few things in life more enjoyable and exciting than driving your brand new car home from the showroom. However, getting to that stage can be a daunting process, especially someone new to the world of car buying. You see the purchase price of a new car and it sends a shiver down the spine, leaving you asking the question of how you could ever afford it. But don’t worry, a variety of car finance options are at hand to help you obtain the car you want in the most cost effective way possible.
The whole area of car finance can be intimidating, but it needn’t be. Each area is specifically designed to suit the needs of individuals or – in the case of contract hire packages -businesses, so that you can finance or lease a new car on manageable terms. One area is hire purchase, a popular service which entails the customer putting a deposit down on the car and then paying a monthly fee for the use of the vehicle. After a set value has been met, you will own the car.
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Tags:car finance, Car finance options, car leasing, contract hire, lease new car
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Monday, September 19th, 2011
The question of car finance is one that should be considered carefully to find an option that matches your own specific needs and circumstances. Most people spend a significant amount of their monthly income on their car finance plan, seconded only by household mortgage or rental costs. It’s also an important decision for business customers, who have to weigh up the benefits of contract hire packages versus purchasing.
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Tags:car finance, car leasing, car leasing deals, contract hire
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