Posts Tagged ‘car leasing’

Three reasons why car leasing is a great way to fund your next new car

Friday, January 6th, 2012

As we prepare to say goodbye to 2011 and usher in 2012, it’s always a good idea to plan ahead and set some goals for the next 12 months. One such goal might be to fund a new car – a brand-spanking new motor to start off the new year in style.

Planning ahead for a substantial purchase is always a good idea, especially in these times of tightened belts. It’s also important to get the most bangs for your buck, and looking at the car finance options open to you is one way to ensure that you get the best possible value for your money.

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What is car leasing and how can it benefit you?

Tuesday, December 27th, 2011

Car leasing and Personal Contract Purchase (PCP) have become highly effective ways for people to get the keys to a new car. With the current financial climate creating difficult circumstances for many people, a new car can be seen as an extravagant expense. Many people hold onto their current car instead of upgrading to a new model, but as their car becomes older and begins to wear out it might begin to let its owner down. There are a variety of car finance options available to help you get a new car, but the expense can still be a barrier.

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The costs and benefits of car leasing and contract hire

Tuesday, December 6th, 2011

Car leasing and PCP have proved to be the most popular methods of car finance in the UK in recent times, with over half the total new car sales in the UK last year being the direct result of car leasing and PCP deals. They have won many fans over with their favourable payment rates and ability to save money for those looking for a new set of wheels.

Some people may still be sceptical about these less traditional car finance options and the large amount of money that can be saved when choosing either of them. However, all you have to do is look at how the monthly repayments are calculated to understand why these make so much sense.

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The value of car leasing over ownership

Monday, November 28th, 2011

As a nation, we love the concept of ownership. We’re used to entering into long-term contracts like mortgages and loans in order to pay for our big, life-changing purchases – which is why a concept like car leasing can seem slightly unconventional.

However, it’s worth bearing in mind that car leasing and similar financing methods are fast becoming the most popular forms of car finance, and they can present significant advantages to you and your pocket.

Car leasing can work for people who want a car for their own personal use, or for businesses under the terms of contract hire. Car leasing can make new cars much more affordable, giving you access to a whole raft of models you may not otherwise have been able to afford under traditional car loan repayment terms.

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Car finance can make your new car much more affordable

Friday, November 18th, 2011

Looking for a new car can sometimes be a long and stressful process. A large number of factors must be considered, mainly around cost, before you can even contemplate looking at whatever new model may take your fancy. Many people believe that buying a car with cash is the best option, but car finance might just secure you a more expensive car on much more flexible terms.

Car finance has become very popular in the UK, and now accounts for over 80% of payments for new cars. Within the umbrella of car finance there are many varieties of flexible payment terms.

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Car finance: an affordable way to drive your dream car

Wednesday, November 9th, 2011

When the time comes to shop around for a new car, there are a variety of views, opinions and options which need to be weighed up. These may include power, fuel efficiency, off-road ability and possibly even ‘cool factor’.

Of course, whilst it’s important that your new car should make you happy (after all, you will be living with it for a number of years) it’s also important to consider practical factors like how it will fit in with your lifestyle, whether you need a large family car, or perhaps a car which meets company vehicle requirements.

Aside from all this, one of the most important decisions you will make is how you are going to pay for your new set of wheels. Unfortunately, few people are lucky enough to have a pot of cash stored away to buy a new car outright. However, there is another way of car purchasing which makes it significantly more affordable to get behind the wheel.

Car finance has been a popular method of getting people into new cars for many years now, giving drivers an easy way to pay for their car, with manageable monthly repayment schemes.

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Car finance for beginners

Friday, October 28th, 2011

Throughout life there are few financial transactions more expensive than buying a new car. It’s an important decision that requires plenty of thought to make sure you pick the right vehicle for your needs.

However, how you pay for the car is also a significant decision which requires just as much forethought. Very few of us can afford to purchase a new car outright with cash, but luckily there are several different ways to pay for your new set of wheels through various car finance options.

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Car leasing for businesses leads to VAT kindness

Monday, October 17th, 2011

Car leasing is becoming an increasingly popular choice when it comes to individuals buying new cars for personal use, but what about car finance options for business users? Contract hire packages provide a great solution for companies and fleet buyers that need to obtain company vehicles, but there are some tax-related facts to bear in mind.

In recent years there have been changes to the tax structure, including that of VAT, which have done much to confuse companies with regard to company vehicle contract hire. Thankfully, there are ways that these taxes can be postponed or even avoided if companies play their cards right.

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Car leasing: helping your dream come true

Wednesday, October 5th, 2011

There are few things in life more enjoyable and exciting than driving your brand new car home from the showroom. However, getting to that stage can be a daunting process, especially someone new to the world of car buying. You see the purchase price of a new car and it sends a shiver down the spine, leaving you asking the question of how you could ever afford it. But don’t worry, a variety of car finance options are at hand to help you obtain the car you want in the most cost effective way possible.

The whole area of car finance can be intimidating, but it needn’t be. Each area is specifically designed to suit the needs of individuals or – in the case of contract hire packages -businesses, so that you can finance or lease a new car on manageable terms. One area is hire purchase, a popular service which entails the customer putting a deposit down on the car and then paying a monthly fee for the use of the vehicle. After a set value has been met, you will own the car.

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Get that new dream car with car finance options

Friday, September 30th, 2011

Ever gazed out of your front window at your neighbour’s brand new set of wheels and thought to yourself: “how can they afford that new car? I have a good job, but a new car is just too expensive.” Well, your neighbour could be an international jewel thief, but it’s far more likely that they’ve taken advantage of affordable car finance options.

No matter how new, old, large or small; buying any car represents a significant outlay of your money. Second-hand cars may be attractive when it comes to pricing, but a new car offers the extra peace of mind that it has not been crashed, thrashed or stolen – and it also comes with a warranty to look after any niggles, however unlikely they might be.

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