FinanceAcar.co.uk is an online car marketplace.  Think of it as a super-dealer that offers monthly prices for all new cars from franchised dealers and finance companies across the UK. The price that you are presented with for your selected vehicle is the cheapest price from all dealers and finance companies in our marketplace at that CLICK TO READ MORE >>>

Choose a car and finance deal that matches your requirements from our website Within seconds we provide you with an estimate on our product page You can add extras to the vehicle to configure your car and update the estimate If you want a full and accurate quote you can apply immediately online If so, CLICK TO READ MORE >>>

You must arrange fully comprehensive insurance for your vehicle or you will be in breach of your agreement with the finance company. We can put you in touch with our specialist insurance partner that provides insurance for PCP, car leasing and hire purchase.

8 out of 10 people buy their new car using a car loan, car leasing or some other form or finance such as PCP or hire purchase. Car buyers typically visit many dealers to find the best vehicle price and it is only after that when they sort the most important part – how to CLICK TO READ MORE >>>

As a condition of the finance contract that you sign, you must obtain fully comprehensive insurance for the car.  You can obtain a quote for insurance from our customer services team. All you need to do is request this when you are using our website to generate a quote for car finance.

You cannot see the specific car that you will receive. However, if you want to see exactly what it would look like and test drive it you can do that at the local dealer where it will be identical to the point of make + model + derivative. However, the car at the dealers might CLICK TO READ MORE >>>

No, but our prices for new cars are very competitive at all times as we obtain the cheapest list price from dealers and combine it with the best finance terms from lenders to give you an unbeatable monthly finance price for your new car.

It’s possible as car prices fluctuate over time. The prices that we offer on our website are the best prices from amongst our suppliers at that given time.

Generally no, as we operate on very tight margins, but if you have seen a better like for like quote elsewhere, let us know and if it is possible we will do our best to match it.

Car leasing is a cost effective way of financing a new car because you only pay for the 2, 3 or 4 years that you use the car, not the entire cost of the car.  In effect, with car leasing you pay for the depreciation of the vehicle and then give it back to the CLICK TO READ MORE >>>

The main criteria for getting finance approval is your credit profile (i.e. do you have a credit record and is this credit record good?), not your age, so provided you are above 18 (i.e. able to obtain a credit card) then you can apply for car finance. However, you will need to have a track CLICK TO READ MORE >>>

When comparing prices between car dealers, other car finance websites and FinanceAcar, be mindful of tricks which may be used to make the monthly price look attractive, e.g. by increasing the size of the initial deposit.  Remember to take all elements of the deal into account and look at the total amount paid across the CLICK TO READ MORE >>>

Yes. You may find a deal for a car + finance package which has a higher APR than another but it is a better deal overall. The reason for this is that the price of the car itself is probably cheaper in the deal with a high APR than the one with a low or CLICK TO READ MORE >>>