Once you have chosen the vehicle and the quotation with which you wish to proceed, completed the application form and secured a specific vehicle, we will liaise with the finance company to obtain approval.  This can take from a few minutes up to 24 hours depending on your credit status and the finance company involved.

Provided you accurately advise us of your credit circumstances, FinanceAcar is able to help you even if you have a poor credit history. You will need to complete a full application and one of our sales team or partners will do their best to work out a way of getting your finance approved.   We would CLICK TO READ MORE >>>

Yes, you can still obtain finance from FinanceAcar if you have been refused by other providers in the past. It will depend on your circumstances so we ask you to be completely truthful when you answer our questions.   We can then increase your chances of approval by placing you with the lender who is most CLICK TO READ MORE >>>

Credit rating is defined as prime (very good to excellent) or non-prime (ranging from less than very good to bad).  Your rating is determined by your history of making payments on time and adhering to credit contracts such as loans, credit cards and store cards. Your credit status will be adversely affected by missing 2 CLICK TO READ MORE >>>

If you have only just arrived in the UK there are certain finance products that you will not be able to access. The reason for this is that lenders require you to have a UK credit history so they can be certain of your identity to avoid fraud whilst also needing to assess your ability CLICK TO READ MORE >>>

If you find yourself in this situation, let the finance company with whom you have the agreement know as soon as possible.  They will advise you of their position.

We need to see them as proof of a UK bank account and finance companies require this for anti-fraud reasons, but don’t worry, it isn’t possible for anyone to take money from your account with just the sort code and account number.

By completing them online or by e-mail, fax or post.

Payments are collected by monthly direct debit.

Please take a look at the explanation here – What documents do I have to provide to arrange car finance or car leasing?