These vary from one finance company to another.  If you want to see the terms and conditions of the finance agreement that you would have to sign if you are to proceed, it is best if you generate a quote request from our website. One of our sales team will contact you in relation to CLICK TO READ MORE >>>

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No, once everything is agreed and the contract is signed, the monthly price and the total amount that you pay (unless it is a personal loan) will remain the same.  You will not be liable for any extra costs unless you exceed the agreed mileage limit or the car is damaged beyond fair wear and CLICK TO READ MORE >>>

As long as you keep up your repayments, your car cannot be taken away from you. For PCP and hire purchase you are protected by the extensive regulations of the Consumer Credit Act. Once you have started your contract, if you feel that you might have problems meeting your payments you should contact the lender CLICK TO READ MORE >>>

It has always been popular but the latest web technology makes it more accessible.  In the USA, as many as 1 in 4 cars are leased. In the UK, it accounts for approximately 1 in 5 car finance contracts and PCP is used by 60% of all people that buy their car and finance it CLICK TO READ MORE >>>

PCP (personal contract purchase) is the most popular form of car finance, accounting for the finance that provides 60% of all new vehicle purchases from dealers. According to some commentators PCH (personal contract hire) currently accounts for around 1 in 5 car finance agreements.

Not necessarily, as the finance company should be willing to renegotiate or terminate your contract, for a fee, if your situation changes significantly.

For regulated agreements such as PCP or hire purchase you will be protected by the CCA and also by the Office of Fair Trading’s Distance Selling Regulations.    Between them, the protection is very comprehensive.

You are protected by the Office of Fair Trading’s Distance Selling Regulations which give you a 14 day cooling off period.

FinanceAcar is a website that endorses a policy of responsible lending. This policy dictates the partners with whom we work and is founded on the following four pillars: Fairness – We only partner with finance companies (or intermediaries) that are well known and operate a policy that we consider to be fair. We ensure that CLICK TO READ MORE >>>