FinanceAcar

Compare and get finance from the UK's top lenders
0800 043 1340

We compare hundreds of prices from franchised dealers and top UK lenders

1. Your car

BMW 3 SERIES 5dr Estate 320d [184] ES

BMW 3 SERIES 5dr Estate 320d [184] ES

Manufacturer list price £27,845
CO2 emissions 128 g/km

Change your vehicle

2. Select the best finance option for and

Product
Name
Monthly
Payment
Deposit/
Initial Payment
Total
Payment
(exc. Balloon)
 
This is the deposit + the total amount for all monthly payments over the period
 
Optional
Balloon
Payment
 
This only applies to the product called PCP. The optional final/balloon payment is only payable if you decide to take ownership of the car at the end of the finance period
 
 

Contract Hire

What is CH?

35 Months x

£382/mth

ex VAT

£1,146 £14,516 Not Applicable See more...
  1. There is no APR associated with Contract Hire/PCH
  2. The monthly price specified above includes :
    - delivery of the vehicle from a main dealer and collection at the end of the period;
    - road fund licence, full manufacturer warranty and breakdown cover; and,
  3. All routine servicing, maintenance and repair are available from your local franchised dealership
  4. The Deposit/Initial Payment is paid prior to delivery and in some cases a fee to secure the vehicle will be charged.
  5. Your monthly rental payment commences one month after delivery, and is paid by direct debit.
  6. Excess mileage fees will apply if you exceed the agreed mileage
Representative Example*

Hire Purchase

What is HP?

35 Months x

£848/mth

£1,740 £31,442 Not Applicable See more...
8.48% APR Representative
  1. On the road cash price after FinanceAcar subsidy - £27,845
  2. Total amount of credit - £31,442
  3. Unlimited mileage
  4. Option to purchase fee £10
  5. There may be a credit arrangement and/or a completion fee to secure the finance. These are already reflected in the total payment shown above.
Representative Example*

Bank Loan

What is Loan?

35 Months x

£880/mth

Not Applicable £31,680 Not Applicable See more...
9.9% APR Representative
  1. Loan amount - £27,281
  2. Credit arrangement fee: This may vary. Please ask on enquiry.
  3. Unlimited mileage.
  4. This is an unsecured loan taken by an individual or a company. Min/max period 12 – 60 months
  5. Maximum borrowings not to exceed £25,000 and amount lent will depend on credit status
  • Prices valid at time of publication. These change without notice and are subject to credit status
  • Guarantees and indemnities may be required to secure finance
  • There may be an admin fee relating to securing the vehicle
  • * Representative example means the full details of the agreement should you choose to take that product

New 3 SERIES 5dr Estate 320d [184] ES Finance

The unique FinanceAcar comparison engine has listed the best 3 SERIES 5dr Estate 320d [184] ES car finance deals above for both business and personal BMW car buyers. Offers are gauged for you by finding the lowest cost for the vehicle (from dealers) and pairing it with the cheapest finance terms (from top UK providers) to offer you the lowest possible monthly payment. Our comparison engine has ranked the least expensive financing option by monthly payment first and this cost includes a full manufacturer's warranty as well as the delivery costs to your door from a main BMW dealer.

At FinanceAcar, we are proud to provide both business and personal car buyers with some of the UK's most competitive rates on financing and BMW leasing for new 3 SERIES cars. Leasing a vehicle using PCH is often the least expensive option for financing a car (based on monthly price), but car leasing is not necessarily the best choice for every driver. If you prefer to own the car for more than 2 or 3 years you can choose a PCP or hire purchase deal which could work out cheaper over the longer term. To learn more about these options, see the advantages and disadvantages of leasing in our car finance options section. FinanceAcar also provides extremely competitive prices on 3 SERIES 5dr Estate 320d [184] ES loans.

3 SERIES 5dr Estate 320d [184] ES Leasing Deals

By using the FinanceAcar comparison engine you can locate one of the most competitive BMW 3 SERIES leasing deals in the United Kingdom. For leasing, we source all of our new 3 SERIES 5dr Estate 320d [184] ES lease offers from the best UK lenders, which means that the results listed above are amongst the cheapest leasing offers in the UK for your BMW. Just browse the BMW deals comparison data above and select to continue.

Our cheap personal contract hire (PCH) and 5dr Estate 320d [184] ES PCP deals shown above are perfect for the personal BMW car buyer. You can see that the deals above have been set out by monthly price starting with the lowest so you can quickly see the best offer or most appealing deal available.

Cheap 3 SERIES 5dr Estate 320d [184] ES Contract Hire

Businesses often choose BMW 3 SERIES 5dr Estate 320d [184] ES contract hire deals because they are an affordable financing method with a convenient monthly fee, potential tax benefits and no depreciation costs. It is also popular for businesses that assist their employees with a 3 SERIES 5dr Estate 320d [184] ES company car via a salary sacrifice due to the personal tax benefits associated with it.

Did you know that...

1. approximately 8 in every 10 new cars supplied by dealers are not bought with cash but are actually funded by a monthly payment using car finance?

2. comparing a car finance deal quoted to you by a dealer with other alternatives can save you thousands of pounds?

3. the four major types of car finance are car leasing (either PCH or business contract hire), PCP, hire purchase and a personal loan;

4. the most popular car finance product provided by UK dealers is PCP (UK Finance and Leasing Association) where you pay a monthly price for 2 to 5 years after which you have the option to buy the car?

5. you can use the web to choose a car, add your options, apply online for finance and have your car (with a 14 day cool off and full warranty) delivered to your door by a dealer?

You can learn more by reading about the pros and cons of personal car finance options or business car finance options or use our FAQs.