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We compare hundreds of prices from franchised dealers and top UK lenders

1. Your car

BMW X1 5dr Estate xDrive 18d M Sport

BMW X1 5dr Estate xDrive 18d M Sport

Manufacturer list price £32,460
CO2 emissions 124 g/km

Change your vehicle

2. Select the best finance option for and

Initial Payment
(exc. Balloon)
This is the deposit + the total amount for all monthly payments over the period
This only applies to the product called PCP. The optional final/balloon payment is only payable if you decide to take ownership of the car at the end of the finance period

Contract Hire

What is CH?

35 Months x


ex VAT

£1,206 £15,275 Not Applicable See more...
  1. There is no APR associated with Contract Hire/PCH
  2. The monthly price specified above includes :
    - delivery of the vehicle from a main dealer and collection at the end of the period;
    - road fund licence, full manufacturer warranty and breakdown cover; and,
  3. All routine servicing, maintenance and repair are available from your local franchised dealership
  4. The Deposit/Initial Payment is paid prior to delivery and in some cases a fee to secure the vehicle will be charged.
  5. Your monthly rental payment commences one month after delivery, and is paid by direct debit.
  6. Excess mileage fees will apply if you exceed the agreed mileage
Representative Example*

Hire Purchase

What is HP?

35 Months x


£2,029 £36,651 Not Applicable See more...
8.48% APR Representative
  1. On the road cash price after FinanceAcar subsidy - £32,460
  2. Total amount of credit - £36,651
  3. Unlimited mileage
  4. Option to purchase fee £10
  5. There may be a credit arrangement and/or a completion fee to secure the finance. These are already reflected in the total payment shown above.
Representative Example*

Bank Loan

What is Loan?

35 Months x


Not Applicable £36,936 Not Applicable See more...
9.9% APR Representative
  1. Loan amount - £31,802
  2. Credit arrangement fee: This may vary. Please ask on enquiry.
  3. Unlimited mileage.
  4. This is an unsecured loan taken by an individual or a company. Min/max period 12 – 60 months
  5. Maximum borrowings not to exceed £25,000 and amount lent will depend on credit status
  • Prices valid at time of publication. These change without notice and are subject to credit status
  • Guarantees and indemnities may be required to secure finance
  • There may be an admin fee relating to securing the vehicle
  • * Representative example means the full details of the agreement should you choose to take that product

New X1 5dr Estate xDrive 18d M Sport Finance

The X1 5dr Estate xDrive 18d M Sport financing deals above have been provided by FinanceAcar's unique car finance comparison engine. Our online engine compares dealers and finds the dealership with the cheapest car price and matches it with the lowest monthly cost BMW finance option from among the leading UK lenders to create one of the best monthly prices avialable for that car. The prices displayed above are ranked according to monthly payment with the cheapest listed first.

FinanceAcar provides business and individual buyers in the UK with some of the most competitive pricing for BMW leasing and financing. Personal contract hire (PCH) car leasing is usually the most affordable way for a an individual to obtain a new car whilst personal contract purchase (PCP) plans are worth considering too. If you plan to own the new vehicle after the end of the finance period, then a PCP or hire purchase deal can provide the best value. To learn more about the positive and negative aspects of leasing, take a moment to look at our explanation of the various finance alternatives available to personal car buyers in our review of personal car finance alternatives. FinanceAcar is also able to provide cheap X1 5dr Estate xDrive 18d M Sport Car Loan or Hire Purchase prices.

X1 5dr Estate xDrive 18d M Sport Leasing Deals

FinanceAcar specialise in finding the best BMW X1 leasing deals available in the UK. The new X1 5dr Estate xDrive 18d M Sport lease deal detailed above has been compared and sourced from a pool of top UK lenders and is based on a compelling car price from a leading UK dealer. To continue, just choose the deal you prefer from bmw-x1above.

The low cost personal contract hire (PCH) and 5dr Estate xDrive 18d M Sport PCP are ideal for someone looking to purchase a personal vehicle. Compare the ranked prices detailed above to locate the most cost-effective option for your needs.

Cheap X1 5dr Estate xDrive 18d M Sport Contract Hire

For business customers, contract hire deals on the BMW X1 5dr Estate xDrive 18d M Sport are a very popular and cheap finance option due to the VAT benefits, the convenience of a simple monthly fee and no charges for vehicle depreciation. Contract hire deals are also preferred by businesses that provide employees with X1 5dr Estate xDrive 18d M Sport company cars in exchange for salary sacrifices because of the attractive personal tax implications.

Did you know that...

1. approximately 8 in every 10 new cars supplied by dealers are not bought with cash but are actually funded by a monthly payment using car finance?

2. comparing a car finance deal quoted to you by a dealer with other alternatives can save you thousands of pounds?

3. the four major types of car finance are car leasing (either PCH or business contract hire), PCP, hire purchase and a personal loan;

4. the most popular car finance product provided by UK dealers is PCP (UK Finance and Leasing Association) where you pay a monthly price for 2 to 5 years after which you have the option to buy the car?

5. you can use the web to choose a car, add your options, apply online for finance and have your car (with a 14 day cool off and full warranty) delivered to your door by a dealer?

You can learn more by reading about the pros and cons of personal car finance options or business car finance options or use our FAQs.