FinanceAcar

Compare and get finance from the UK's top lenders
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We compare hundreds of prices from franchised dealers and top UK lenders

1. Your car

BMW X3 5dr 4x4 xDrive20d SE Step Auto

BMW X3 5dr 4x4 xDrive20d SE Step Auto

Manufacturer list price £35,455
CO2 emissions 136 g/km

Change your vehicle

2. Select the best finance option for and

Product
Name
Monthly
Payment
Deposit/
Initial Payment
Total
Payment
(exc. Balloon)
 
This is the deposit + the total amount for all monthly payments over the period
 
Optional
Balloon
Payment
 
This only applies to the product called PCP. The optional final/balloon payment is only payable if you decide to take ownership of the car at the end of the finance period
 
 

Contract Hire

What is CH?

35 Months x

£441/mth

ex VAT

£1,323 £16,758 Not Applicable See more...
  1. There is no APR associated with Contract Hire/PCH
  2. The monthly price specified above includes :
    - delivery of the vehicle from a main dealer and collection at the end of the period;
    - road fund licence, full manufacturer warranty and breakdown cover; and,
  3. All routine servicing, maintenance and repair are available from your local franchised dealership
  4. The Deposit/Initial Payment is paid prior to delivery and in some cases a fee to secure the vehicle will be charged.
  5. Your monthly rental payment commences one month after delivery, and is paid by direct debit.
  6. Excess mileage fees will apply if you exceed the agreed mileage
Representative Example*

Contract Purchase

What is CP?

35 Months x

£561/mth

£1,682 £21,317 £16,775 See more...
8.95% APR Representative
  1. Option to purchase fee £10
  2. There may be a credit arrangement and/or a completion fee to secure the finance. These are already reflected in the total payment shown above.
  3. Excess mileage charges apply if you exceed the agreed mileage and choose not to pay the optional balloon payment
Representative Example*

Hire Purchase

What is HP?

35 Months x

£1216/mth

£2,494 £45,053 Not Applicable See more...
8.48% APR Representative
  1. On the road cash price after FinanceAcar subsidy - £39,903
  2. Total amount of credit - £45,053
  3. Unlimited mileage
  4. Option to purchase fee £10
  5. There may be a credit arrangement and/or a completion fee to secure the finance. These are already reflected in the total payment shown above.
Representative Example*

Bank Loan

What is Loan?

35 Months x

£1261/mth

Not Applicable £45,396 Not Applicable See more...
9.9% APR Representative
  1. Loan amount - £39,090
  2. Credit arrangement fee: This may vary. Please ask on enquiry.
  3. Unlimited mileage.
  4. This is an unsecured loan taken by an individual or a company. Min/max period 12 – 60 months
  5. Maximum borrowings not to exceed £25,000 and amount lent will depend on credit status
  • Prices valid at time of publication. These change without notice and are subject to credit status
  • Guarantees and indemnities may be required to secure finance
  • There may be an admin fee relating to securing the vehicle
  • * Representative example means the full details of the agreement should you choose to take that product

New X3 5dr 4x4 xDrive20d SE Step Auto Finance

At FinanceAcar, our unique car financing comparison engine searches, compares and computes the best X3 5dr 4x4 xDrive20d SE Step Auto deals for corporate and personal buyers of new BMW vehicles. These prices have been calculated for you by locating the cheapest price for the car (from dealers) and matching this with the cheapest finance price (from top UK lenders) to give you an unbeatable monthly price. We always display the lowest monthly finance price without hidden fees and explain these above with the price including delivery from a main BMW dealer and a full warranty is also included.

When you want competitive prices on new BMW X3 leasing and other vehicle financing, FinanceAcar can give both business and personal users some of the best deals in the UK. The typical car leasing option, such as PCH, can be the most cost effective for drivers seeking a car for a 2 - 3 year period who then want to update it without having to do a part-exchange, however, not all car buyers want to do this. If you prefer to own the car for more than 2 or 3 years you can choose a PCP or hire purchase deal which could work out cheaper over the longer term. To learn more about these options, see the advantages and disadvantages of leasing in our car finance options section. FinanceAcar is also able to provide cheap X3 5dr 4x4 xDrive20d SE Step Auto Car Loan or Hire Purchase prices.

X3 5dr 4x4 xDrive20d SE Step Auto Leasing Deals

At FinanceAcar, we specialise in locating the country's top BMW X3 leasing deals. All of our new X3 5dr 4x4 xDrive20d SE Step Auto lease deals are sourced from top UK lenders (and dealers) so you can have confidence that the best price listed above for your BMW is one of the best leasing offers available in the UK. Just browse the BMW deals comparison data above and select to continue.

Our low prices and unbeatable deals on BMW PCP and 5dr 4x4 xDrive20d SE Step Auto personal contract hire (PCH) are the cheapest solution for drivers that are not looking for business car finance. You can see that the deals above have been set out by monthly price starting with the lowest so you can quickly see the best offer or most appealing deal available.

Cheap X3 5dr 4x4 xDrive20d SE Step Auto Contract Hire

If you are buying a vehicle for business use, a BMW X3 5dr 4x4 xDrive20d SE Step Auto contract hire deal may be your best option for cheap BMW financing because you are provided with tax breaks, no asset depreciation fees and a simple, flat monthly rental rate. Contract hire deals are also preferred by businesses that provide employees with X3 5dr 4x4 xDrive20d SE Step Auto company cars in exchange for salary sacrifices because of the attractive personal tax implications.

Did you know that...

1. approximately 8 in every 10 new cars supplied by dealers are not bought with cash but are actually funded by a monthly payment using car finance?

2. comparing a car finance deal quoted to you by a dealer with other alternatives can save you thousands of pounds?

3. the four major types of car finance are car leasing (either PCH or business contract hire), PCP, hire purchase and a personal loan;

4. the most popular car finance product provided by UK dealers is PCP (UK Finance and Leasing Association) where you pay a monthly price for 2 to 5 years after which you have the option to buy the car?

5. you can use the web to choose a car, add your options, apply online for finance and have your car (with a 14 day cool off and full warranty) delivered to your door by a dealer?

You can learn more by reading about the pros and cons of personal car finance options or business car finance options or use our FAQs.