FinanceAcar - About Us

What does FinanceAcar do?

“FinanceAcar.co.uk” is the ONLY finance comparison website that compares ALL mainstream car finance options for your preferred vehicle.  Other finance comparison sites only compare one type of finance such as car loans or car leasing.  We are different.  We tell you the cheapest monthly price for you to finance the car you want from amongst car leasing, hire purchase and car loans. Therefore, we provide business and personal users with the fastest way to compare the prices of UK car finance on the web. We remove the confusion and time involved in obtaining prices for car loans, car leasing and hire purchase from different providers enabling you to compare the best car finance products from the top and most trusted UK lenders in seconds. Our search results offer “car and finance packages” for consumers and business but we can provide “finance only” packages for a vehicle that you may have already found at your preferred dealer if you specify that.

Please note – often our “car and finance packages” give cheaper prices than if you find a car and then try and finance it separately. The reason for this is that most of our partners buy cars in large volumes and therefore get substantial discounts that we pass on to you. All cars are sourced directly from the top manufacturers or from trusted dealers and are under warranty.

As outlined above, our industry leading web technology enables you to make comparisons between 4 different car and finance products from some of the UK's top lenders. These car finance products include car loans, hire purchase and leasing options which are often a cheaper forms of car finance with leasing products such as: Personal Contract Hire, Personal Contract Purchase, Business Contract Hire, Business Contract Purchase

But rather than confuse you with industry jargon, the emphasis of our website is matching you with the right product from a top UK finance company at the right price.

What you can do

On FinanceAcar.co.uk we want to show you your best car finance deal quickly and you can start your search for the best car lease and car finance prices from amongst more than 6,000 cars in five different ways:

1. Search by make and/or model – for those that know the car they want;
2. Search by monthly repayment budget;
3. Search by most popular vehicle;
4. Search by manufacturer; or
5. Search our car finance deals.

If you search by budget, you can narrow your results by using our filters such as car body type (hatchback, estate etc), fuel type and transmission type. 

How FinanceAcar does it

At FinanceAcar.co.uk we continuously research and update car finance and car leasing prices to deliver to you the most competitive deals in the UK. Our finance partners that provide the funding for your car finance deals are top rating UK finance companies that provide extremely competitive deals because of their bulk vehicle purchasing power.

There are 5 steps to getting your new car from FinanceAcar:

1. Obtain a car and finance deal that matches your requirements from our website;
2. Within seconds we provide you with an estimate of price for your car and finance;
3. You decide if you want a full and accurate quote;
4. If you do want a full quote you provide your details to us and we process your application (or pass it on to one of our specially selected and highly experienced partners) and help you pass the credit check process which is a pre-requisite of all our top UK finance company partners;
5. If you pass the credit check you sign an agreement and we can arrange delivery of your car to wherever you like.

Who Is FinanceAcar?

FinanceAcar.co.uk is the trading name of Smart Car Finance Limited, a company registered in England and Wales. We are registered and monitored by the UK Office of Fair Trading and are registered with the UK Information (Data) Commissioner.

At FinanceAcar.co.uk we combine more than 30 years of UK car finance experience with more than 40 years of blue chip media, internet and technology knowledge to give you the world's first online car finance comparison website. We only use trusted partners and finance companies that have a proven track record. Please remember that providing you with the best and most trustworthy experience is our number one priority. We utilise high levels of security to protect any data that you provide to us and we do not share your data unless you approve it first. If you have any comments or complaints please let us know by emailing help@financeacar.co.uk

Company Number: 6536024
VAT number: GB 941089127
Registered Office: Second Floor, Cardiff House, Tilling Road, London, NW2 1LJ
Consumer Credit Licence number: 628898/2
Data Protection Registration number: Z1863597
National Association of Finance Brokers Membership Number: 09/0125CA