How can I identify if I have a good or bad credit rating?

How can I identify if I have a good or bad credit rating?

Credit rating is defined as prime (very good to excellent) or non-prime (ranging from less than very good to bad).  Your rating is determined by your history of making payments on time and adhering to credit contracts such as loans, credit cards and store cards. Your credit status will be adversely affected by missing 2 or more payments on loans or credit cards or if you have had any demands or CCJs in the last 12 months.

You can see your credit report and learn how to improve your credit history whenever you like by using websites such as www.creditexpert.co.uk

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