What documents do I have to provide to arrange car finance or car leasing?

What documents do I have to provide to arrange car finance or car leasing?

The documents required to obtain approval vary depending on whether the application is for an individual or a business and if it is for car leasing, PCP or hire purchase.  Finance approval varies for all customers, but this provides a guide as to what might be required:

Individuals would usually need to provide the following for car leasing (PCH), PCP and hire purchase:

  1. A fully completed finance proposal.  The customer will also need to be listed on the Electoral Roll, and have a good credit history.
  2. Following the initial search by the finance company, additional information may be requested.  This may be 3 months bank statements, and/or copy payslips.
  3. Upon receiving finance approval, and having ordered a vehicle on your behalf, we will require your copy driving licence and a utility bill dated within the last 90 days, prior to vehicle delivery.

Businesses would usually need to provide the following for car leasing:

  1. A fully completed finance proposal.
  2. Following the initial credit search by the finance company, additional information may be requested.  This may be 3 months business bank statements, latest audited accounts, draft accounts or management accounts.
  3. Upon receiving finance approval, the documentation will have to be signed by a director, and a copy of the director’s driving licence will be required.

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